Credit and Savings Associations

Proyecto terminado

SDC financed the first phase of the “Rede das Caixas Rurais de Nampula” RCRN as part of the “Rural Development Programme”. The French organisation IRAM  has been implementing the RCRN, and would continue to do so in the proposed second phase. As the project would be integrated into the Economic Development Domain of the Swiss Development Cooperation in Mozambique, SDC would conclude a contract directly with IRAM. The RCRN project has initiated and supported the establishment of community-based credit and savings associations in rural districts of Nampula Province. The General Objective of the proposed second phase is the creation of a commercially viable financial institution serving the credit and savings needs of people previously unable to access financial services, with a special focus on rural areas. To reach this objective, the second phase of the RCRN would focus on strengthening credit management in existing caixas, expanding the caixa network towards economically more dynamic areas (portfolio diversification), and introducing new products (e.g. SME loans).

Región/País Tema Período Presupuesto
Empleo y desarrollo económico
Informal banking & insurance
Creación de empleo
Desarrollo de pequeñas y medianas empresas
01.08.2008 - 31.07.2012
CHF  3’600’000
Dirección / Officina Federal responsable COSUDE
Crédito Cooperación al desarrollo
Contrapartes del proyecto Contraparte del contrato
ONG internacional o extranjera
  • Other international or foreign NGO North

Contraparte de la implémentación
Implementing Partner 

Presupuesto Fase en curso Presupuesto suizo CHF    3’600’000 Presupuesto actual suizo ya emitido CHF    3’750’333
Fases del proyecto Fase 5 15.05.2024 - 31.12.2027   (Fase en curso) Fase 4 08.03.2021 - 31.03.2024   (Completed) Fase 3 01.04.2018 - 31.12.2020   (Completed) Fase 2 01.07.2012 - 31.12.2017   (Completed)

Fase 1 01.08.2008 - 31.07.2012   (Completed)